Best savings plan singapore Are you aiming to save for your newborn’s future college education? Do you want to adopt disciplined saving habits because you tend to spend all your earnings? Are you planning to save money for your future home’s down payment? You can do that via an endowment plan that gives you a better yield than a savings account. Find out how much funds you will need to fund your child’s education in the future. Taking up a Savings plan and Endowment policy a.k.a. endowment/savings insurance usually requires a financial commitment, and the policy is meant for cash accumulation returns. The policy may or may not have withdrawal options in the later life stages of your life. However, not all insurance policies are created equal. InterestGuru.sg looks into the 4 best Savings plans and Endowment policies that provide the most value for your money.